Day: 23 June 2008

I got a statement through from the Student Loans Company the other day. Apparently, during the period between April 2007-March 2008, I’d paid off £32. I’d also accrued £190 worth of interest! What the heck?!!! I know I’ve been paying my student loan off every month, much to my chagrin – seeing over £100 of salary disappearing every month isn’t exactly a wonderful experience.

I think the problem is the Student Loans Company act on data they receive from the inland revenue, and if you’ve changed jobs during the time then HMRC might receive the info from the companies at different times etc… in other words, it’s a right royal mess and is a totally cack-handed way of handling student loans. There’s no way I can ever get a current statement, because it’s all bound up with the data that HMRC get, and that’s never going to be more current than the end of the last tax year.

*sigh*… I did contemplate paying off my student loan with some savings that we’ve built up, however I’ve decided against that course of action after reading this very helpful article.

By my calculations I should finish paying off my student loan in about three years. Only another 36 months to go… *sighs again*

I would continue ranting about money and how everything’s so expensive these days (I nearly had to take out a second mortgage to fill the car up with petrol yesterday), but I won’t… it’s being so cheerful that keeps you going! 😉

This weekend was fairly pleasant! We helped out at ’21’ on Friday evening, which went well. On Saturday morning I popped into town to get a few bits and pieces, and then in the afternoon we went round to Anne-Marie’s to watch Doctor Who.

I thought this week’s episode was really good (again!) – Russell T. Davies’ scripts have been a bit hit-and-miss sometimes, but it looks like he’s really found his feet with the scripts for the past couple of weeks.

On Sunday morning we went to church, and then came back home for lunch before going into Wivenhoe in the afternoon: it was “Wivenhoe Open Gardens” weekend, so we had a look round about ten different gardens (there were around 34 gardens open to the public). It gave us a few ideas about what we could do with our own garden, as well as being a very relaxing afternoon!

So, I think that’s pretty much everything for now anyway…